Your credit score is a key factor in securing a ground-up construction loan, influencing approval, interest rates, and loan terms. Ground-up construction lenders assess credit history, debt levels, and financial stability to determine risk. A strong credit score increases your chances of obtaining ground-up construction financing, while lower scores may require higher down payments or alternative lending options. Preparing your finances and improving your credit can help you secure funding from ground-up construction hard money lenders or traditional banks.
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